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Legal Disclosures

Last updated: March 2025

FDIC Insurance

ONE SWIS BANK is a Member FDIC. Deposits are insured up to £250,000 per depositor, per insured bank, for each account ownership category. This insurance is backed by the full faith and credit of the United States government.

Equal Housing Lender

ONE SWIS BANK is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status in our lending practices.

Investment Disclosures

Investment products and services are offered through ONE SWIS BANK Investment Services.

  • • Not FDIC Insured
  • • No Bank Guarantee
  • • May Lose Value
  • • Not a Deposit
  • • Not Insured by Any Federal Government Agency

APY Disclosure

Annual Percentage Yield (APY) is accurate as of the date of publication and is subject to change without notice. Fees may reduce earnings. Minimum balance requirements may apply.

Credit Card Disclosures

Credit card offers are subject to credit approval. Terms and conditions apply. See card agreement for details.

  • • Variable APR based on creditworthiness
  • • Annual fees may apply to certain cards
  • • Foreign transaction fees may apply
  • • Late payment fees and penalties may apply

Loan Disclosures

All loan applications are subject to credit approval. Rates, terms, and conditions are subject to change without notice. Property insurance is required on all secured loans. Additional terms and conditions may apply.

Electronic Communications

By using our online services, you consent to receive electronic communications from us. These communications may include notices about your account, disclosures, and other information concerning or related to our services.

Regulatory Information

ONE SWIS BANK is regulated by:

  • • Federal Deposit Insurance Corporation (FDIC)
  • • Office of the Comptroller of the Currency (OCC)
  • • Consumer Financial Protection Bureau (CFPB)